If you are a freelance writer, do you depend on Paypal for at least part of your payment processing? Sure, getting a timely check is nice especially when it quickly clears the bank and no fees are taken out. Still, being able to accept immediate payment is where its at for most of us.

Online Payments

Since last summer I have been doing a balancing act between Paypal and Google’s Checkout. Both work well for me and Paypal certainly has the advantage in terms of experience and global penetration. I am not sure how widely available Google Checkout is, but it is making progress.

This past December Google waived Checkout fees in a bid to increase usage; it was a one month test that seemed to work very well. Yesterday, I learned that Google is upping the ante by waiving all fees until 2008. That’s right, you won’t get hit with that 2.9% + 30 cents per transaction fee from Paypal if you use Google Checkout.

No, this isn’t some advertisement for Google Checkout — they aren’t sharing some of their billions with me — just a note to my writing co-laborers that there is one more way you can save some money on fees. I’ll use Paypal for some transactions, but the good money for 2007 will be processed by means of Google Checkout.