If you are self employed, you may have considered borrowing funds to help take your business to the next level. This can be a costly proposition especially if your local banker isn’t fond of your business plan.

Well, the internet has a new way to help you borrow money — from strangers, that is. Prosper.com is a site where borrowers and lenders get together apart from the banks. Prosper brings together ordinary people to do something extraordinary — provide loans. Whether you need to consolidate debt, get funding for your business, put a new roof on your house, etc. you can get it done through this particular web site.

I won’t say anything else about the service other than that I haven’t used it. Still, it is intriguing idea, one that may help you work through a difficult situation. Check it out!